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What Is a Qualified Income Trust (Miller Trust) and Why Might You Need One?
When applying for Medicaid long-term care in Texas, income eligibility can become a roadblock for many families. Even if your assets are within the limits, having “too much income” can still disqualify you from receiving much-needed benefits.

Taylor Willingham
May 233 min read


Medicaid Planning: How Income Shifting Can Help Preserve Eligibility
When it comes to Medicaid planning, income limits can be one of the biggest hurdles to overcome—especially for married couples where one spouse is entering long-term care and the other remains at home. Fortunately, income shifting strategies exist to help protect a family’s financial stability while still qualifying for Medicaid benefits.

Taylor Willingham
May 213 min read


Medicaid Planning: Smart Spend-Down Strategies That Actually Work
Navigating the Medicaid application process is no small feat. Between income limits, resource caps, and the maze of rules, it’s easy to feel overwhelmed. But once you’ve cleared the three major hurdles—medical necessity, income eligibility, and resource limits—the next step is figuring out how to legally and effectively qualify for benefits.

Taylor Willingham
May 143 min read


Understanding Medicaid Resource Requirements in Texas
To qualify for Medicaid, applicants must meet specific resource limits. This is the third major requirement, following medical necessity and income limits. Many people worry about exceeding resource limits, but understanding countable vs. non-countable assets can help navigate Medicaid eligibility.

Taylor Willingham
May 72 min read


Understanding Medicaid Eligibility for Nursing Home Care in Texas
Applying for Medicaid in Texas requires careful planning and a clear understanding of eligibility requirements. The first and most crucial step is demonstrating medical necessity—you cannot simply decide to enter a nursing home and expect Medicaid to cover the costs. In this guide, we’ll break down the key factors that determine Medicaid eligibility for long-term care, explain Texas-specific regulations, and discuss alternative options for assisted living.

Taylor Willingham
Apr 302 min read


Legal Tip of the Day: Don’t Sue for $5,000—Build Something Instead
As a lawyer, what I’m about to say might seem counterintuitive—but it’s a perspective that I’ve seen change lives:
Sometimes, the best legal advice is not to sue.

Taylor Willingham
Apr 253 min read


Do I Need a Will or a Trust? Why Estate Planning Can’t Wait
According to the AARP, only 4 in 10 American adults have completed end-of-life planning. That means the majority of people are leaving their families unprepared for one of life’s most important transitions.

Taylor Willingham
Apr 233 min read


How to Approach Home Repair and Insurance Claims After Hurricane Harvey
If you’re dealing with property damage in the aftermath of Hurricane Harvey, knowing how to approach repairs and navigate insurance claims can save you time, money, and stress. Here’s what you need to know to protect yourself and get the help you need.

Taylor Willingham
Apr 183 min read


How to Get Medicaid Assistance for In-Home Care in Texas
Many aging parents prefer to stay at home rather than move into a nursing home. Given the choice, most people would rather receive care in a familiar and comfortable environment. However, Medicaid does not typically cover long-term in-home care. Fortunately, there are alternative programs available that can help families access government assistance for in-home care.

Taylor Willingham
Apr 162 min read


Understanding the Medicaid Spousal Impoverishment Rule
The Medicaid Spousal Impoverishment Rule is a vital protection for married couples when one spouse requires long-term care. It ensures that the healthy spouse, also known as the “community spouse,” is not left destitute while the other spouse qualifies for Medicaid assistance. Here's what you need to know about this rule and how it works.

Taylor Willingham
Apr 112 min read


Understanding Medicaid Income Limits in Texas
When applying for Medicaid , one of the most important factors to consider is the income limit . In Texas, as well as in 12 other states...

Taylor Willingham
Apr 92 min read


Understanding Nursing Home Care and Medicaid in Texas
For many, nursing homes are the final stage of long-term care. While they strive to provide quality care, resources often determine the..

Taylor Willingham
Apr 42 min read


Can Nursing Homes Require Kids to Pay for Their Parents' Care?
Nursing homes are often a necessary part of life for elderly parents, but navigating the financial and legal aspects of their care can be...

Taylor Willingham
Apr 12 min read


Navigating Probate Without an Attorney: What You Need to Know
Probate can be a daunting process, and many people wonder if they can handle it without hiring an attorney.

Taylor Willingham
Mar 253 min read


The Importance of Estate Planning: Bringing Order to Chaos
Memorial Day is a time to honor the sacrifices of those who have fought for our freedoms.

Taylor Willingham
Mar 213 min read
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